Centurion Platform
One decisioning fabric. Credit and fraud, end to end.
Four components, designed to work together. HD Trust catches the session-level threat. ML Graph catches the network. Model Foundry builds the credit models. FlowX is where it all lands and gets decided.
HD Trust · ML Graph · Model Foundry · FlowX
The Centurion stack
Three input components. One decisioning engine. One verdict.
HD Trust
Session-trust intelligence
ML Graph
Network signal
Model Foundry
Credit modeling
FlowX
All signals converge · production decisioning
APPROVEPROTECTREVIEWBLOCKThe four components
Independently useful. Powerful together.
Two fraud components. One credit component. One decisioning engine that ties them together. Pick one, pick all four — the same fabric scales either way.
01
HD Trust
Session-trust intelligence for the AI-fraud era
Classifies WHO is operating, WHAT device and runtime they are using, and HOW the session connects. Catches AI-agent attacks, stealth browsers, voice coercion, and the customer-targeted scams fingerprinting platforms miss.
Learn more02
ML Graph
Real-time fraud graph at scale
Millions of entities scored at the moment of decision — mule rings, synthetic-identity clusters, ATO graphs. Built to run inside FlowX, not in next quarter's case-review queue.
Learn more03
Model Foundry
Build credit models. Ship to production.
No-code studio with pre-built recipes for underwriting, behavioral, collections, and capital decisioning. Built by senior modelers; tunable by your team.
Learn more04
FlowX
Where credit and fraud signals converge
The production decisioning engine. Versioning, champion/challenger, instant rollback, replay, decision logs. The single surface where every signal lands and every decision is made.
Learn moreHow it fits
Credit and fraud signals converge at the decision.
FlowX is the orchestrator. Every signal — credit, fraud, third-party — lands here, gets composed, and resolves into the action. Approve when both signals are clean. Protect the legitimate user on a compromised device. Step up when uncertain. Block the adversary.
01 · Customer event
Trigger
- Loan application
- Transaction
- Account opening
- Login & payout
- Account change
02 · Centurion scores
Credit + fraud · sub-second
Fraud
ML Graph
Real-time fraud graph
HD Trust
Session trust signal
Credit
Model Foundry
Underwriting & behavioral models
FlowX
Unified decisioning
versioned · roll-back · audit
03 · Decision
With reason + audit trail
Legitimate user · clean device
Legitimate user · compromised device — warn + step up auth, don't block
Uncertain — verify identity before proceeding
Adversary — reject and log as fraud
Every decision returns with feature snapshot, strategy version, and rationale — replayable years later.
Your data
Loaded once · streams in real time
External signals
Bureau / vendor APIs · wired into FlowX
One platform that combines credit and fraud signals into a single decision — so you approve more good business and block more bad business at the same time.
In production
Powering decisions at scale.
Fintech
underwriting decisioning
Credit and fraud controls across the customer lifecycle.
Insurance
policy and claims fraud
Network and behavioral detection across policy and claims workflows.
Banking
transaction fraud
Real-time graph and decisioning controls for payment risk.
See it end to end
See Centurion in action — tailored to your stack.
A live walkthrough takes about 30 minutes. We'll show whichever components matter most to where you are.